About Health and Welfare Trusts

In today’s health care market, membership in a health and welfare trust offers many advantages to employer groups.

Members of a trust are “pooled” to form a larger group for health plan coverage. A trust has more negotiating power with insurance carriers than a small employer could ever attain. This buying power allows member employers to offer high quality health care benefits at competitive rates.

There are several other advantages to trust membership:

• Competitive rates for all employers…small and large
• Single risk pool
• Ability to offer quality health care coverage to employees
• High level of confidential assistance and support for employees
• Comprehensive plan administration services for employers
• Cost savings for employers and employees
• Less financial risk for employers
• Protection from legal liability for employers

MVI successfully administers health and welfare trust plans with skilled and experienced in-house staff.